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Cover Story

E&S Experts Predict a Continuing Soft Market
From E&S brokers to retail agents, domestic carriers and the London market syndicate, there is universal agreement that the current market is soft, has been soft for some time, and will remain soft through at least a portion of 2010.

Features

Explaining the Pitfalls of Underinsurance
One More Challenge in the Great Recession
Claims Audit Could Spark Legislative Battle
Evolution of the Environmental Risk Market

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Editor's Choice

Annual Survey Reveals Difficult Times
By Joan E. Collier
A recent salary and workplace e-mail survey with Florida Underwriter readers produced a remarkably good return rate (more than double the industry average) and answers that were enlightening and, at times, surprising.
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Blog

Retrieving Data

Calendar

AAMGA 2010 Automation and Technology Management Conference
Marriott Orlando World Center Resort, Orlando, FL
March 13, 2010
HIPAA and the HITECH Act of 2009
Hotel Indigo Jacksonville, Jacksonville, FL
March 18, 2010
PLRB/LIRB 2010 Claims Conference & Insurance Services Expo
Marriott Rivercenter & Marriott Riverwalk, San Antonio, TX
March 21, 2010
National Assoc. of Ins. Women-Assoc. of Ins. Professionals Conference
Sandestin Beach & Golf Resort, Destin, FL
March 25, 2010
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News

eNewsletter

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disciplines - regulatory, legal,
claims, carrier, broker, agent,
employee and employer.


Personalities

LYNNE MCCHRISTIAN

Explaining the Pitfalls of Underinsurance

Policyholders do not understand how the claims process works when the homeowner has less-than-full coverage on his property. It’s time for a math lesson.

TIM HOELLE

Evolution of the Environmental Risk Market

The unique aspects of the environmental insurance market, combined with constant change, make it a challenging coverage for most insurance professionals.

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Topics

Agency Management »
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Carriers and agents have faced challenges for decades, but current industry and economic factors are producing some unique circumstances. In the wake of financial meltdowns and unexpected company...
Commercial Lines »
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According to a recent report by the Identity Theft Resource Center (ITRC) in San Diego, there were 656 data breaches reported in 2008. This represented a significant increase...
Industry Information/Overviews/Markets »
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A View From the Insurance Office — ’76-’89 
Many may not have known that when I began my career over 40 years ago, I was a State Farm agent in Orlando. How ironic that today I am a part of an independent agency...
Excess and Surplus/Specialty Lines »
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The Q&As of E&O  
It is said that the teacher learns as much, if not more, than the student. As an instructor with the Florida Association of Insurance Agents, I am living proof of that axiom. One of the most valuable...
Legislation/Regulation »
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Cat Fund Remains Exposed 
Despite recent attempts to stabilize its financial health, questions remain about the state’s backup insurance fund’s ability to pay off claims in the event of a major storm in the coming months....
Workers' Compensation »
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When most people think of workers’ compensation fraud, they envision an employee filing a claim for a leg injury only to be caught running a marathon a few weeks later. But it is a different type of...
Personal Auto/Life/Health »
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Imagine that one of your customers walks into your agency looking for insurance for his new travel trailer. You pull a quick quote for an endorsement on his existing car insurance policy. Pleased...
Property »
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Two years ago Gov. Charlie Crist put a prayer inside a crack of the famed Western or Wailing Wall in Jerusalem asking that God spare Florida from hurricanes. A year ago, State Sen. Nan Rich...

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