Absolute Underwriting Managers, Inc.
4000 N. State Road 7, #310
Ft. Lauderdale, FL 33319
(954) 486-7600, (800) 785-8285
Fax: (954) 486-8844
E-mail: absolutund@bellsouth.net
Contact: Debby McCall, absoluteund@bellsouth.net
Types of Business Written: All Classes.
Unique/Special Coverages Offered: Mono-line property, Coastal Property with Wind, Wind Only Policy. Markets Used: Essex Insurance Co., Underwriters @ Lloyds, Atlantic Casualty
Size of Accounts Desired: No account too small.
Minimum Premium: $500.
Applications/Specimen Policies Available: ACORD Application.
American Shield Group
21070 SW 104th Place
Miami, FL 33189
(305) 232-5270
Fax: (305) 232-0529
E-Mail: americanshieldgroup@hotmail.com
Contact: Keith Utermark
Type of Business Written: Commercial/Residential Vacant Property
Unique/Special Coverages Offered: Coverage up to $1 million, Liability up to $1
million.
Markets Used: Lloyds
Size of Accounts Desired: All
Minimum Premium: 3-month, $200; 6-month, $300
Bass Underwriters
6951 W. Sunrise Blvd.
Plantation, FL 33313
(954) 473-4488, (888) 422-7715
Fax: (954) 473-8030
E-mail: bturgeon@bassunderwriters.com
www.bassunderwriters.com
Contact: Bill Turgeon, (561) 212-6461 or (954) 473-4488
Type of Business Written: Commercial Casualty, Property.
Unique/Special Coverages Offered: large in-house authority.
Markets Used: ICAT, Arrowhead, Lloyds & 15 domestic markets.
Size of Accounts Desired: Up to $20 million TIV.
Minimum Premium: $500.
Applications/Specimen Policies Available: Visit web site or call company contact.

Clearwater Underwriters, Inc
50 S. Belcher Rd., #101
Clearwater, FL 33765
(727) 791-6030 Toll Free: (800) 741-4873
Commercial Fax: (727) 791-4423; Personal Lines Fax (727) 791-4763
www.cuifla.com
Contacts: Commercial dept.: Darlene Gill, ext. 158, dgill@cuifla.com; Dave Richardson, ext. 130, drichardson@cuifla.com; Personal Lines: Patti Croyle, ext.164 (Homeowners), pcroyle@cuifla.com; Nancy Williams, ext.153, nwilliams@cuifla.com (Mobile Home /Excess Flood); Paul Pappangelou ext. 103, ppapangelou@cuifla.com (Sales and Market Director)
Type of Business Written: Commercial Property, General Liability, OCP, Package Homeowners, Dwelling, Excess Flood, Wind Buy Back.
Unique/Special Coverages Offered: Excess Flood, Wind Buy Back, Offering Special Packages for Zurich Non-renewals.
Markets Used: Axis Specialty, Markel, Lloyds

Continental Agency of Florida, Inc.
6413 Congress Ave., #110
Boca Raton, FL 33487
(561) 391-5534, (800) 462-3927
Fax: (561) 391-5702
E-mail: sfinver@ca-group.com
www.ca-group.com
Contact: Steven M. Finver
Type of Business Written: All types of Surplus Lines business.
Unique/Special Coverages Offered: Many unique markets including wind only markets.
Markets Used: Various “A” rated markets.
Size of Accounts Desired: Any size.
Minimum Premium: $350.
Applications/Specimen Policies Available: Yes.
Dominion Specialty Group
735 Primera Blvd., #225
Lake Mary, FL 32746
(407) 822-9192, (877) 833-9192
Fax: (407) 833-9194
E-mail: jeff.dussault@dominionspecialty.com
www.dominionspecialty.com
Contact: Jeff Dussault, Executive Vice President, (407) 833-9192 ext. 105
Types of Business Written: Condos, Apartments, Townhomes, Hotel/Motel, Shopping Centers, Churches, Manufacturing, Restaurants, Bars/Taverns, Nursing Homes.
Unique/Special Coverages Offered: Primaries, Excess, Buffers, Layered Property, Wind Only, Binding Authority.
Markets Used: Various.
Size of Accounts Desired: Various.
Minimum Premium: $1,000.
Applications/Specimen Policies Available: Upon request.

Firestone Agency of Florida Inc.
1500 University Drive, #212
Coral Springs, FL 33071
(954) 341-8331, (800) 683-1150
Fax: (954) 345-7620
E-mail: quotes@firestoneagency.com
www.firestoneagency.com
Contact: Steven A. Firestone, Thomas H. Firestone
Type of Business Written: Commercial Property Coverage including Building, Business Personal Property, Business Income w/Extra Expense, Builders Risk and property related types including Contractors Equipment, Misc Tools and Equipment, Crime, Accounts Receivable, Bailees’s Customers Goods, Equipment Breakdown, EDP, Legal Liability, Master Mortgage, Signs, Transit Coverage, Warehousemens Legal Liability, DOL, Outdoor Property and more.
Unique/Special Coverages Offered: Commercial Property including Windstorm & Hail for eligible risks situated +3 miles inland, options for Food Spoilage, Utility Service – Direct Damage, Ordinance or Law, Peak Season, multiple Property Enhancement and Extension Bundle Endorsements.
Markets Used: 6 A-Rated markets to include Windstorm & Hail coverage.
Size of Accounts Desired: $750 to unlimited. $1,500,000 TIV “per location” Monoline or Package terms including Windstorm Coverage +$20,000,000 TIV “x-wind” terms subject to underwriting guidelines.
Minimum Premium: $350 Package, $750 Monoline.
Applications/Specimen Policies Available: Upon request.

Gabor Insurance Services, Inc.
7270 NW 12th St., Ste 700
Miami, FL 33126
(786) 924-7070
Fax: (786) 924-7080
E-mail: lgonzalez@gaborinsurance.com
www.gaborinsurance.com
Contact: Lourdes Gonzalez, (786) 924-7033
Type of Business Written: Commercial Lines: Mid-Rise & High Rise Apartment, Condominium and Office Buildings with Values to $15,000,000. We will write in Wind Pool Eligible Areas but no direct Oceanfront. Must be minimum 1 block inland. We also have “A”- rated markets for accounts under $1,000,000 for most occupancies and construction types. Personal Lines: Homeowners – minimum value $350,000; maximum value $10,000,000. Call for other details. We write Homeowners both including & excluding wind depending on location and construction.
Unique/Special Coverages Offered: Recently expanded our capacity and can be very competitive on mid-rise & high-rise condominium buildings which meet our construction requirements. Commercial Lines: Medium to larger Commercial Residential, 5 stories and up.
Markets Used: We have large in-house authority for A and A+ XV rated carriers.
Size of Accounts Desired: Personal Lines: $500,000 to $10,000,000
Minimum Premium: None.
Applications/Specimen Policies Available: Call us for applications.
Gresham & Associates, Inc.
10151 Deerwood Park Blvd., Bldg 100, #200
Jacksonville, FL 32256
(904) 996-0007, (800) 529-7505
Fax: (904) 996-0002
www.gresham-inc.com
Contacts: Betty Porter, Branch Manager, bporter@greshaminc.com; Skip Wolf, swolf@greshaminc.com.
Type of Business Written: Habitational, Mercantile, Vacancy, Builders Risk, Manufacturing, Offices,
Markets Used: Essex, Penn America, Lloyds, Landmark, Ace(Westchester), Axis, Colony, Crum & Forster, Essex, First State (Pacific), Lexington (AIG), General Star, ICAT (Indian Harbor), Investors (Evanston), RLI (Mt. Hawley), RSUI (Landmark), Zurich Steadfast.
Size of Accounts Desired: No restriction
Minimum Premium: $1,000
Applications/Specimen Policies Available: www.gresham-inc.com
Gresham & Associates, Inc.
1375 S. Semoran Blvd., #1350
Winter Park, FL 32792
(407) 551-4800, (888) 551-3766
Fax: (407) 551-4801
www.gresham-inc.com
Contact: Andy Packard, (407) 551-4800, apackard@greshaminc.com
Type of Business Written: All Commercial Lines.
Unique/Special Coverages Offered: Wind Deductible Buy Back Policies.
Markets Used: Ace (Westchester), Axis, Colony, Crum & Forster, Essex, First State (Pacific), Lexington (AIG), Lloyds, General Star, ICAT (Indian Harbor), Investors (Evanston), Penn-America, RLI (Mt. Hawley), RSUI (Landmark), Zurich Steadfast.
Size of Accounts Desired: All sizes.
Minimum Premium: $1,000 and up
Applications/Specimen Policies Available: At www.gresham-inc.com.
Gresham & Associates, Inc.
360 Columbia Drive, #105
West Palm Beach, FL 33409
(561) 682-3100, (800) 345-2709
Fax: (561) 682-3222
www.gresham-inc.com
Contact: Debbie Sizer, WPB Branch Manager, dsizer@greshaminc.com
Type of Business Written: Habitational, Mercantile, Vacancy, Builders Risk, Manufacturing, Offices.
Unique/Special Coverages Offered: DIC, Inland Marine, High Valued Homeowners, Wind deductible buy back.
Markets Used: Scottsdale, Penn America, Lloyds, Ace(Westchester), Axis, Arch, Colony, Crum & Forster, Essex, Chubb, First State (Pacific), Lexington (AIG), General Star, ICAT (Indian Harbor), Investors (Evanston), RLI (Mt. Hawley), RSUI (Landmark), Zurich Steadfast, Firemans Fund, Great American.
Size of Accounts Desired: No restriction.
Minimum Premium: Varies per market.

M.J. Kelly Company
13144 Park Blvd., Suite E
Seminole, FL 33776
(727) 392-8400, (877) 655-3559
Fax: (727) 397-3002
E-mail: koneill@mjkelly.com
www.mjkelly.com
Contact: Ken O’Neill, Branch Manager, (877) 655-3559, (727) 397-3002.
Type of Business Written: Monoline Property, Package, Inland Marine, Dealers Open Lot, Builder Risk.
Unique/Special Coverages Offered: X-Wind Limits to $20 million. Property Including Wind is available in most areas up to $1 million TIV.
Markets Used: Various admitted and non-admitted “A”- rated companies.
Size of Accounts Desired: We write all different types and sizes of accounts.
Minimum Premium: $500 +.
Applications/Specimen Policies Available: Upon request.
MacNeill Group
1300 Sawgrass Corp Parkway, #300
Sunrise, FL 33345
(954) 331-4800, (800) 432-3072
Fax: (954) 331-4848
E-mail: commercial@macneillgroup.com; specialtylines@macneillgroup.com
www.macneillgroup.com
Contacts: Personal Lines-Gus Fernandez, (954) 331-4782, gfernandez@macneillgroup.com; Commercial Lines-Ken Bolen, (954) 331-4826, kbolen@macneillgroup.com
Type of Business Written: PERSONAL LINES: Homeowners, Dwelling Fire, Umbrella, Personal Liability; COMMERCIAL LINES: GL, Garage, X-Wind Property, Inland Marine.
Markets Used: PERSONAL: American Reliable, Universal Ins. Co. of No. America, Southern Oak, Security First, Scottsdale, USLI; COMMERCIAL: Century Surety, Colony, Wellington.
Size of Accounts Desired: COMMERCIAL: Small-to-midsize.
Minimum Premium: COMMERCIAL: $750.

Morstan General Agency
126 Lithia Pinecrest Rd, #201
Brandon, FL 33511
(813) 643-0707, (888) 643-0707
Fax: (813) 643-0202
E-mail: alang@morstan.com
www.morstan.com
Contact: Alan Goldfarb, 888-643-0707 ext 205, direct fax- 516-302-8006, alang@morstan.com
Type of Business Written: All classes.
Unique/Special Coverages Offered: Enhancement Endorsements including Equipment Breakdown.
Markets Used: Clarendon America, Arch Specialty, Pacific Ins. Co Ltd, Lexington, Evanston, Wilshire, United National, Hermitage.
Size of Accounts Desired: All Sizes - Best results under $20 million in values
Minimum Premium: $1,000.
Applications/Specimen Policies Available: Upon request.

Program Underwriters, Inc.
3700 Coconut Creek Parkway, #200
Coconut Creek, FL 33066
(954)978-9880, (800) 432-8185
Fax: (954) 969-9470
E-mail: sbuto@puginc.com
www.programunderwriters.com
Contact: Stephen Buto, (800) 432-8185 ext 245 or Yajaira Rivera, ext 267, yrivera@puginc.com
Types of Business Written: Commercial P&C for Condominium Associations, Apartments, Lessors Risk Only, Resorts, Hotels/Motels, Apartment-to-Condo Conversions, Offices, Marinas, Shopping Centers, Restaurants, Schools, Churches/Houses of Worship, Municipalities and Builders Risk.
Markets Used: Various A-Rated Carriers.
Size of Accounts Desired: $5,000,000 TIV and up.
Minimum Premium: $50,000 and up.
Applications/Specimen Policies Available: Upon request.

Quaker Special Risk
224 Datura St.
West Palm Beach, FL 33401
(800) 392-6837
Fax: (561) 833-6616
E-mail: bbotwinick@qsr-insurance.com
www.qsr-insurance.com
Contact: B. Botwinick, (609) 238-6298, or e-mail above
Types of Business Written: High Value Coastal Homeowners (HO-3, HO-6), Residential Excess Flood, Coastal Residential Builders Risk, Rental Property, Property owned in the name of a Trust, LLC or Corporation, Mega-Yacht.
Unique/Special Coverages Offered: Stand-alone Residential Windstorm, Commercial Excess Flood.
Markets Used: Lexington, Lloyds, U.S. Liability, Fireman’s Fund.
Applications/Specimen Policies Available: Available on web site or can be completed online at http://www.qsr-insurance.com/applications.html.

St. James Insurance Group
6675 Westwood Blvd., #360
Orlando, FL. 32821
(407) 248-1554, (888) 868-7544
Fax: (888) 876-7544
E-mail: marketing@sjig.com
www.sjig.com
Contact:: Neil J. Biscuiti, nbiscuiti@sjig.com
Type of Business Written: Homeowners.
Unique/Special Coverages Offered: Extended Replacement.
Markets Used: Chubb, Lloyd’s of London.
Size of Accounts Desired: > $350,000 coverage A.
Applications/Specimen Policies Available: ACORD applications accepted, Specimen policy forms upon request.

Shelly, Middlebrooks & O’Leary, Inc.
PO Box 2909
Jacksonville, FL 32203
(904) 354-7711, (800) 342-2498
Fax: (904) 355-7611
E-mail: sstuder@shellyins.com
www.shellyins.com
Contact: Stacey Studer or Liz Adams
Types of Business Written: HO-3, HO-4 & HO-6.
Unique/Special Coverages Offered: Personal Umbrella, Excess Liability, Personal Article Floater, Excess Flood, Excess Personal Watercraft Liability.
Markets Used: Lexington Ins. Co., U.S. Liability Ins. Co.
Minimum Premium: For HO-3 $500,000.
Applications/Specimen Policies Available: Available on web site.