Absolute Underwriting Managers Inc.
4000 N. State Road 7, # 310
Ft. Lauderdale, FL 33319
(954) 486-7600; (800) 785-8285
Fax: (954) 486-7600
E-mail: absoluteund@bellsouth.net
Contact: Debby McCall, same as above.
Type/size-restaurants: Any type/size food establishment. Type/size-hospitality risks: Same. Max GL Limits-restaurants: $1/2M with excess/umbrella available. Hospitality risks: Same. Max property limits for hospitality risks: Depends on locations. Max Liquor-liability limits: n/a. Unique/Special Coverages Offered: n/a. Liquor liability risks written: n/a. Markets Used: Essex Insurance Co., Atlantic Casualty Ins. Co., Lloyds.
Advanced E & S
3250 N 29th Ave.
Hollywood, FL 33020
(954) 963-6666; (800) 660-7734
Fax: (954) 986-0670
www.AdvancedESGroup.com
E-mail: danascavage@advancedins.com
Contact: Donna Anascavage (same as above)
Type/size-restaurants: Family Style Restaurant. Type/size-hospitality risks: n/a. Max GL Limits-restaurants: $1,000,000 /$2,000,000. Hospitality risks: same. Max property limits for hospitality risks: $5,000,000. Max Liquor-liability limits: $1,000,000. Unique/Special Coverages Offered: Equipment Breakdown & Flood available general liability based on Public Area. Liquor liability risks written: n/a. Markets Used: Underwriters at Lloyds.
Bass Underwriters
6951 W. Sunrise Blvd.
Plantation, FL 33313
(954) 473-4488; (888) 422-7714
Fax: (954) 473-8030
www.bassunderwriters.com
E-mail: bturgeon@bassunderwriters.com
Contact: Bill Turgeon, same as above.
Type/size-restaurants: All. Type/size-hospitality risks: All. Max GL Limits-restaurants: $2,000,000/$2,000,000, excess available. Max property limits for hospitality risks: Any. Max Liquor-liability limits: $2,000,000, excess available. Unique/Special Coverages Offered: ALF Program, High-Value HO Program. Liquor liability risks written: Restaurants, Bars, Convenience Stores, Hotels, Grocery. Markets Used: A-Rated, Admitted and Non-admitted carriers.
Continental Agency of Florida, Inc.
6413 Congress Avenue, #110
Boca Raton, FL 33487
(561) 391-5534; (800) 462-3927
Fax: (561) 391-5702
www.ca-group.com
E-mail: sfinver@ca-group.com
Contact: Steven M. Finver, ext. 202.
Type/size-restaurants: All types and sizes. Type/size-hospitality risks: Same. Max GL Limits-restaurants: $10,000,000 with an excess policy. Hospitality risks: Same. Max property limits for hospitality risks: tba. Max Liquor-liability limits: $1,000,000 with a separate limit. Unique/Special Coverages Offered: special event coverage assault & battery included on most risks. Liquor liability risks written: offer mono line liquor at very competitive prices. Markets Used: various
CRC Insurance Services, Inc.
7700 W Camino Real, #201
Boca Raton, FL 33433
(561) 395-0711; (888) 450-7590
Fax: (561) 395-2916
www.crcins.com
Contact: David Ross, (888) 857-0957; (561) 395-2916, dross@crcins.com
Type/size-restaurants: Restaurants including bars, taverns, and adult entertainment – all sizes. Type/size-hospitality risks: Motels/Hotels with restaurants/lounge – all sizes. Max GL Limits-restaurants: $1M Occurrence/$2M aggregate including liquor. Hospitality risks: Same. Max property limits for hospitality risks: Unlimited. Max Liquor-liability limits: $1M each claim/$1M aggregate occurrence basis. Unique/Special Coverages Offered: n/a. Liquor liability risks written: Restaurant/Bar & Tavern/Adult Entertainment. Markets Used: Various
Creative Insurance Underwriters
P.O. Box 2400
Winter Park, FL 32793
(407) 667-0023; (800) 394-2983
Fax: (407) 667-8807
www.Creativeins.com
E-mail: Craig@creativeins.com
Contact: Craig Calver, VP Marketing, (407) 667-0023, ext. 124
Type/size-restaurants: Family, Fine Dining, Take-out, Fast Food. Type/size-hospitality risks: Bars, Sports Bars, Taverns, Nightclubs, Adult Entertainment. Max GL Limits-restaurants: Limits up to $1M/$2M. Max property limits for hospitality risks: $2,000,000. Max Liquor-liability limits: $1,000,000. Unique/Special Coverages Offered: Food Spoilage, Power Interruption, Assault and Battery. Liquor liability risks written: Restaurants, Bars, Adult Entertainment, Nightclubs, Taverns, Sports Bars. Markets Used: Admitted and Non-Admitted.
M.J. Kelly Company
13144 Park Blvd., Ste. East
Seminole, FL 33776
(727) 392-8400; (877) 655-3559
Fax: (727) 397-3002
www.mjkelly.com
E-mail: koneill@mjkelly.com
Contact: Ken O’Neill, same as above.
Type/size-restaurants: We are competitive on small- to medium-sized restaurants of all types. Type/size-hospitality risks: We have competitive programs for Bars, Taverns, and qualifying Nightclubs. Max GL Limits-restaurants: $1M-$2M – umbrella or excess available. Hospitality risks: $1M-$2M – umbrella or excess available. Max property limits for hospitality risks: $1M TIV including wind for qualifying accounts, X-Wind limits to $10Mil+. Max Liquor-liability limits: $1Mil/$2Mil. Unique/Special Coverages Offered: Package or Monoline coverage available for Property, GL, Liquor & Umbrella/Excess Liability, Food Spoilage and Property Enhancement endorsements available. Liquor liability risks written: Restaurants, Bars, Taverns, Caterers, Host Liquor, Beverage Stores & qualifying Nightclubs. Markets Used: Various A-rated non-admitted markets.
Morstan General Agency of Florida Inc.
126 Lithia Pinecrest Rd.
Brandon, FL 33511
(813) 643-0707; (888) 643-0707
Fax: (813) 643-0202
www.Morstan.com
E-mail: alang@morstan.com
Contact: Alan Goldfarb, same as above.
Type/size-restaurants: All sizes/All types. Type/size-hospitality risks: same. Max GL Limits-restaurants: $1,000,000/$2,000,000 – umbrellas available. Hospitality risks: $1,000,000/$2,000,000 – umbrellas available. Max property limits for hospitality risks: varies on county – usually $5,000,000. Max Liquor-liability limits: $1,000,000/$2,000,000 – umbrellas/excess available. Unique/Special Coverages Offered: Assault & Battery on Taverns/Bars available. Liquor liability risks written: Restaurants, Bars, Taverns, Nightclub, Private Clubs, Caterers, Special Events. Markets Used: American Safety, Burlington, Century Surety, Clarendon America, Hermitage, Lloyd’s of London, Mt. Vernon Fire Ins. Co., QBE, United National, Western Heritage
Morstan General Agency of Florida II, Inc.
499 NW 70th Avenue, #107
Plantation, FL 33317
(954) 583-4722; (800) 261-5177
Fax: (954) 583-8122
www.morstan.com
E-mail: pwoodard@morstan.com
Contact: Pat Woodard (ext. 31) or Gregg Kligler (ext. 33).
Type/size-restaurants: Taverns, Sports Bars, Lounges, Fine Dining Establishments, Family-Style Restaurants, Franchise Restaurants, Fast Food Restaurants, Caterers. Type/size-hospitality risks: Nightclubs, Adult Entertainment, Hotels/Motels, Bed and Breakfast Inns. Max GL Limits-restaurants: $1,000,000/$2,000,000 – umbrella limit up to $10,000,000. Hospitality risks: $1,000,000/$2,000,000 – umbrella limits up to $10,000,000. Max property limits for hospitality risks: $5,000,000 (Higher limits available). Max Liquor-liability limits: $1,000,000/$2,000,000 – Higher liquor limits can be included under an umbrella/excess liability. Unique/Special Coverages Offered: Package policies including Food Spoilage (due to off-premises power failure); Hired & Non-Owned Auto (also available mono-line for Food Deliveries); Special event; Crime Coverage; Fine Arts. Liquor liability risks written: Liquor Liability can be included in a package with the General Liability or written mono-line. Markets Used: Clarendon, Mt. Vernon, United National, QBE, Century Surety, American Empire, First Mercury, Navigators, Indian Harbor, Burlington, Hermitage, Western Heritage
Roehrig & MacDuff
111 2nd Avenue NE, #610
St. Petersburg, FL 33701
(727) 369-0225
Fax: (727) 823-4488
E-mail: kc@insmac.com
Contact: Kathy Colangelo, same as above.
Type/size-restaurants: Small to large, Fine Dining to Bar/Tavern. Type/size-hospitality risks: Restaurant/Bar-Tavern/Pool Hall/Special Event/Night Clubs. Max GL Limits-restaurants: $5,000,000. Hospitality risks: $5,000,000. Max property limits for hospitality risks: Varies by location. Max Liquor-liability limits: Varies by class but typically up to $3,000,000. Unique/Special Coverages Offered: Monoline liquor liability available and various excess markets. Liquor liability risks written: Restaurant, Special Event, Bar, Tavern, Nightclub, Adult Entertainment. Markets Used: RSUI, United National, Navigators, Northfield, Apex, Wilshire, Essex, Western Heritage
Specialty Insurance Services Inc.
P.O. Box 11869
Jacksonville, FL 32239-1869
(904) 743-4314; (800) 342-7916
Fax: (904) 743-5657
Contact: Karen Hingst – Karen@specialtyflorida.com or Cherie McClain – cherie@specialtyflorida.com
Type/size-restaurants: Less than 40% alcohol, no size limitation. Type/size-hospitality risks: No limitation. Max GL Limits-restaurants: n/a. Hospitality risks: n/a. Max property limits for hospitality risks: Binding $1 M, submit to $5 M. Max Liquor-liability limits: With Restaurant to $1 M. Unique/Special Coverages Offered: Guest’s property, Safety Deposit Box and Premises. Liquor liability risks written: n/a. Markets Used: Penn America, Essex.
Symons International Group (Florida) Inc.
2300 Glades Road, #135E
Boca Raton, FL 33431
(561) 392-1323; (800) 275-4348
Fax: (561) 392-9719
E-mail: bberenbaum@sigfl.com
Contact: Barbara Berenbaum, same as above.
Type/size-restaurants: Small Family Restaurants. Type/size-hospitality risks: Small Motels/Hotels. Max GL Limits-restaurants: $1,000,000/$2,000,000. Hospitality risks: Same. Max property limits for hospitality risks: $1,000,000 X-Wind. Max Liquor-liability limits: $1,000,000/$2,000,000 (can do stand-alone). Unique/Special Coverages Offered: Stand-Alone Liquor, Bars, Taverns, Restaurants, Caterers, Convenience Stores, Wine/Package Stores, Private Clubs, Distributors. Liquor liability risks written: see above. Markets Used: Burlington Insurance Company
Target Insurance Group
1010 Lithia Pinecrest Rd.
Brandon, FL 33511
(813) 655-0004; (888) 880-0766
Fax: (813) 655-0011
www.Target-Insurance.com
E-mail: jackjaggers@target-insurance.com
Contact: Jack Jaggers, (813) 655-0004, ext. 24; (813) 655-0011, jackjaggers@target-insurance.com
Type/size-restaurants: Family Restaurants only as a part of Hotel-Motel; no stand-alone restaurants. Type/size-hospitality risks: Limited-service Hotels-Motels. Max GL Limits-restaurants: $1,000,000/$2,000,000. Hospitality risks: $1,000,000/$2,000,000. Max property limits for hospitality risks: $5,000,000. Max Liquor-liability limits: $1,000,000. Unique/Special Coverages Offered: IKLL, No GL audits for hotel-motel – exclusive program. Liquor liability risks written: most. Markets Used: A.M. Best’s rated A or A+.